Aflac

  www.aflac.com
  www.aflac.com

Aflac Reviews

Updated 20 November 2014
Updated 20 November 2014
728 Reviews
3.1
728 Reviews
Rating Trends

Recommend to a friend
Approve of CEO
Aflac Chairman and CEO Dan Amos
Dan Amos
416 Ratings

Review Highlights

Pros
  • set your own hours, unlimited income potential (in 21 reviews)

  • Management is very engaged with making sure that employees maintain a good work-life balance (in 19 reviews)


Cons
  • No benefits, no base salary, the bosses will lie about everything (in 29 reviews)

  • lack of initial support - but it's like any 100% commission job: "you reap what you sow" (in 37 reviews)

More Highlights

Employee Reviews

Sort: Popular Rating Date
  1. 2 people found this helpful  

    Great for starting in sales

    • Comp & Benefits
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Sales Manager in Burbank, CA (US)
    Current Employee - Sales Manager in Burbank, CA (US)

    I have been working at Aflac full-time (more than an year)

    Pros

    Great Team, enthusiastic, motivated, Great Product Line.

    Cons

    No Salary , 1099 reps only cold calls

    Advice to ManagementAdvice

    Keep it up

    Recommends
    Positive Outlook
    Approves of CEO
  2. 1 person found this helpful  

    Good place to get a start

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Analystst in Columbus, GA (US)
    Current Employee - Analystst in Columbus, GA (US)

    I have been working at Aflac full-time (more than an year)

    Pros

    The benefits are great. The Sr managment is very employee focuses. Its a safe place to work because Aflac doesn't do layoffs and they hardly ever fire people.

    Cons

    People never leave! which means there isn't a lot of room to move up in the company. Aflac is loyal to employees and expects the same level of loyalty in return. Tenure is more rewarded than job performance.

    Recommends
    Neutral Outlook
    Approves of CEO
  3.  

    Beware of Reno

    • Culture & Values
    Former Employee - Independent Agent in Reno, NV (US)
    Former Employee - Independent Agent in Reno, NV (US)

    I worked at Aflac as a contractor (less than an year)

    Pros

    None they don't exist for Independent Sales Reps

    Cons

    So unorganized one doesn't what to do. You can ask for help and it will never come your way. They promise training and it never happens. So many Reps that you end up making people mad as everyone hits the same businesses over and over again. Was a complete waste of time.

    Advice to ManagementAdvice

    Work with your new sales reps and get them up to speed on product instead of telling them to just go make appointments and we will sell it for you. You know when you go into a business they want to know now what it is not can I come back with a MANAGER to make the sales pitch.

    Doesn't Recommend
    Neutral Outlook
    No opinion of CEO
  4. Is this helpful? The community relies on everyone sharing – Add Anonymous Review


  5.  

    Great Opportunity for the Right People

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Associate in Detroit, MI (US)
    Current Employee - Associate in Detroit, MI (US)

    I have been working at Aflac full-time (more than an year)

    Pros

    Great product & corporate support; Best brand recognition in the industry and a competitive compensation package for insurance sales; company pays for licensing course; great people/culture

    Cons

    Requires a lot of hard work & motivation; not the job if you want to trade your time for a paycheck. You have to be invested and self-managed

    Advice to ManagementAdvice

    Maybe more standardized training on systems

    Recommends
    Positive Outlook
    Approves of CEO
  6.  

    They say opportunity, I say pyramid scheme and scam for the agents

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Independent Agent in Santa Monica, CA (US)
    Former Employee - Independent Agent in Santa Monica, CA (US)

    I worked at Aflac full-time (more than an year)

    Pros

    You are able to control your own time, how much or little you work. But if you don't spend every waking hour at their office, or showing some sort of production be ready to be made fun of, and harassed both to your face and behind your back. It is commission only, like most of the insurance Industry.

    Cons

    If you don't bow down to your district manager, and make pretty with the group you are in for a hard time. If you are late to the insane 7am meetings, that go on for hours, and give the same info over and over again they will make fun of you, make you dance in front of the group as some sort of punishment. Not all, but most of the district managers are stealing from their trainees, they will make you split the commission on new accounts when you are still in training, however they are also being paid by Aflac for the business you write under them. The group is filled with newly licensed, and younger age group individuals, there is a high rate of drinking issues, and drug problems within the group.

    Doesn't Recommend
    Negative Outlook
    No opinion of CEO
  7.  

    world of opportunity

    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee

    I have been working at Aflac

    Pros

    The ability to control your own future. If you have the drive this is a position where your financial goals can be achieved.

    Cons

    as an independent agent you work on full commission. If you are not independently motivated this will be a struggle for you. Sales is not a position for everyone, but with determination you can be successful. There is a lot of turnover and many agents are working off similar call lists. Your skills have to be that much sharper because of the agents that have contacted potential clients previously and often.

  8. 1 person found this helpful  

    Agent

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Aflac Agent in New York, NY (US)
    Former Employee - Aflac Agent in New York, NY (US)

    I worked at Aflac as a contractor (more than an year)

    Pros

    No need to go to the office

    Cons

    It's a pyramid scheme, there are no base salaries.

    Advice to ManagementAdvice

    The lack of continuity is a problem - often the same companies with be pitched multiple times by various agents, all without the awareness that someone has been there before them. It doesn't inspire much confidence from your would-be clients.

    Doesn't Recommend
    Negative Outlook
    No opinion of CEO
  9.  

    Time sucking wasteland of heavy handed management

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - AFLAC Field Sales Agent in Louisville, KY (US)
    Former Employee - AFLAC Field Sales Agent in Louisville, KY (US)

    I worked at Aflac full-time (less than an year)

    Pros

    Freedom to set schedule, nice people. very few pros

    Cons

    Good luck attitude from management that refuses to do the job they ask of you. SEVERE over saturation in the market expect no contact with decision makers as a rep was in the office 2-3 days ago. No market planning.

    Advice to ManagementAdvice

    Unless the candidate lives with their mom and dad still and can sell to "c" level management it isn't a good fit. Sales cycle will range from 3mo to 4.5yrs or more so if you have a home expect to lose it by the time you get on your feet at aflac. Management says the love you but then tells you you are a 2 out of ten. Its like a relationship with a bipolar control freak that puts words in your mouth then is critical of what you say. Good luck if you want to waste time, energy, and auto expenses to give your book to management as soon as you get close to vesting.

    Doesn't Recommend
    Negative Outlook
    No opinion of CEO
  10. 1 person found this helpful  

    Agent

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Insurance Sales Agent in New York, NY (US)
    Former Employee - Insurance Sales Agent in New York, NY (US)

    I worked at Aflac as an intern (less than an year)

    Pros

    Very rewarding if you are able to build a clientele

    Cons

    Very challenging job initially, but once you able to build a clientele base, you are good to go for the long haul

    Advice to ManagementAdvice

    I think they have a good corporate structure

    Recommends
    Positive Outlook
    No opinion of CEO
  11.  

    It's okay but not for everyone

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Aflac Agent
    Current Employee - Aflac Agent

    I have been working at Aflac full-time

    Pros

    Good training, very ethical company. They seem to care about their customers.

    Cons

    Commission only. LOTS of cold calling. LOTS of driving around town. You have to get through the "gatekeeper" to the owner just to make an appointment. Then you have to sell the owner before even getting to see the employees. It is only if they decide to buy that you get paid. Can be a long process, especially when you are still paying for gas and don't have any income! :(

    Advice to ManagementAdvice

    Offer a base salary to get new agents going. My guess is that many quit because they can't hold on long enough to make it with no money. That will probably happen to me I'm afraid.

    Doesn't Recommend
    Positive Outlook
    Approves of CEO

Work at Aflac? Share Your Experiences

Aflac

 
Click to Rate
or

Your response will be removed from the review – this cannot be undone.