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Below avergaebut can definitely be lot better if government determines to do so.
Our organisation has opted for nps which is the new pension scheme as per the guidelines of GOI
No fixed benefit, pension is linked to market
Family pension is less compared to central govt. employees. To be improved and made equal to central govt. employees.
Lumbsum amount at the end which is a good thing to survive after retirement
Every employee has NPS from the time of joining
