Divami Benefits

I had this weird experience with TCS, I got HR call, she asked me if I am available for interview and my expected ctc, I told her what I am expecting, I gave the interview, and clear all round, they ask me to upload my document and mention the salary expectation, which I did, today I got offer letter in that they have my salary 1 lakh less than my current salary. Is this some kind of joke, should I call the HR and ask her about it.

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Hi I am 23 , I have salary around 1LPM after tax, I paid 15k in rent, but every month end I left with very less money like 10-20k, I have very fucked up finances, I don't have any investment. Every month I left with very less money. I read book about spending , tried to maintain a ledger in excel, but nothing seems to working, I think I got lot money than I can handle so I am blowing that up. So just wanna know how much you spend invest and save. I don't have to send any money home.

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What will be the bench period in NTT data , could anyone please explain

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India would had been much more prosperous, organized, civil and educated if it never got Independent

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