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life insurance cover is OK - and there is a band of this cover based on your designation and current salary. However premium of same is deduct from your salary (shown in CTC)
good insurance policy given by the company
Your life value, depends on your level. If you are not manager, you will be covered by 5L and from manager and onward they have 15L coverage. Risk of life is complete reverse, because the highest pressure is on lower level teams and I heard 2-3 cases of serious health issues and death in heart-attack in elitecore at ground level teams.