An underwriter works in insurance agencies utilizing data to determine the risks in creating insurance policies. They are found in insurance agencies of all kinds, from general to life insurance. An underwriter will analyze statistical data and decide who can be covered through the company and who is not eligible. They do this by assessing personal background information about the client and using risk assessment strategies.
Individuals employed as an underwriter require keen analytical and mathematical skills. Many have advanced education and hold bachelor's degrees in finance, statistics or other math fields. As the job deals with utilizing personal information to assess potential clients, personal integrity is essential. Additionally, underwriters who succeed in the field complete assignments within established time-frames and accurately forecast risk.
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