What does an Universal Banker I do?

A universal banker is a newer role in the financial industry and is quickly growing in popularity. They are specially trained and equipped to handle a wide range of tasks related to banking and can manage sensitive financial customer requests from beginning to end. The position was created in order to meet the demand for ease of use when interacting with banking representatives. To do this, a universal banker reduces the required steps to as few as possible and can supply full-scale banking assistance with no need to transfer service to other departments.

A universal banker is required to have a high school diploma or equivalent degree. Exceptional abilities in mathematics are beneficial and many employees seek candidates with courses taken in Business Math or Principles of Banking. As the responsibilities associated with the position are more than that of a traditional bank teller, a can-do attitude and customer focused outlook are attributes of employees who succeed in the position.

  • Open accounts for new customers and prepare new account paperwork, applications and request the required identification
  • Identify the needs of new and existing customers and offer appropriate services currently available
  • Provide additional information to customers regarding promotions, contests and new account options
  • Promote and upsell credit cards available through the financial industry as well as and banking services to current and potential customers
  • Assist in community awareness events to increase bank outreach and foster new business opportunities
  • Answer questions and customer concerns regarding checking and savings accounts
  • Proactively identify and inform customers of account status deficiencies and disputed transactions while providing options to resolve
  • Process and post various loan payments, record information in the database and issue a receipt confirming the transaction
  • High School Diploma or equivalent required
  • Professional certificate or bachelor's degree in Accounting, Finance or Business is preferred
  • Excellent verbal communication skills and the ability to speak and concisely
  • Ability to use time and resources efficiently in order to accomplish tasks
  • Professional experience anticipating common customer concerns and analyzing current procedures and processes for available improvements
  • Experience in efficient personal organization and the ability to prioritize multiple tasks
  • Thoroughness and meticulous attention to detail while seeking to identify and correct banking errors
  • Ability to express written concepts clearly and concisely using correct banking forms and paperwork when required
  • Experience seeking to improve and develop new process and ideas related to daily banking tasks
Education--
Work/Life Balance
3.5 ★
Salary Range--
Career Opportunity
3.2 ★
Avg. Experience0-1 Year

Universal Banker I Salaries

Average Base Pay

₹47,418 /month
Same as national average
Not including cash compensation
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Not enough salaries reported to show distribution
₹26T
Median: ₹47T
₹1L
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Glassdoor Estimated Salary

Universal Banker I Career Path

Learn how to become an Universal Banker I, what skills and education you need to succeed, and what level of pay to expect at each step on your career path.

L1
Universal Banker I
₹6,98,168/yr
L2
Universal Banker
₹6,98,168/yr
See Career Path

Universal Banker I Insights

Read what Universal Banker I professionals have to say about their job experiences and view top companies for this career.
Capital OneCapital One
Universal Banker
31 May 2021

“I liked working for capital one bank and it was a very good to work with great benefits.”

Webster BankWebster Bank
Universal Banker
12 Apr 2020

“great team to work for able to still have a family life and a career.”

Mechanics BankMechanics Bank
Universal Banker
13 Jul 2021

“Vacation I would say is the best pro but that would be thanks to legacy Rabobank which they grandfathered in.”

Investors BankInvestors Bank
Universal Banker
15 Apr 2021

“And CEO comes in like he there to make it better but he don’t know what he’s doing either.”

U.S. BankU.S. Bank
Universal Banker
1 Sep 2019

“I was a top performing banker in my region and was with them for three years.”

HSBCHSBC
Universal Banker
18 Aug 2021

“Yearly pay rise is not promised”

HSBCHSBC
Universal Banker
28 Aug 2021

“distance to get to work and parking”

PNC Financial Services GroupPNC Financial Services Group
Universal Banker
19 Oct 2020

“if you get to work with the right group of people you’ll enjoy the job.”

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Universal Banker I Interviews

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Universal Banker I jobs

Frequently asked questions about the role and responsibilities of an universal banker i

When working as an universal banker i, the most common skills you will need to perform your job and for career success are Written Communication, Collaboration, Problem Solving, Spanish and Banking Experience.

The most similar professions to universal banker i are:
  • Relationship Banker
  • Personal Banker
  • Private Banker
  • Software Engineer