Commercial lender Interview Questions
65Commercial Lender interview questions shared by candidates
While discussing the three items from financial statements that a lender would want to look at, they asked what other things(non-financials) might you want to review of the customer.1 Answers
Personal assets, personal lifestyle, and commitment to the company.
How do you analyze whether a manufacturing company will have the competency to pay back a 85$ million dollar loan for a merchandise purchase they believe will make them profitable?1 Answers
Look at the financial statements... please do not give me unnecessary information if the only answer you were looking for was the balance sheet, statement of cash flows, and income statement. You threw me in a riddle for no reason and proceeded to tell me I was wrong on so many levels. Thanks for the insight on the actual position. You gave none. Less
All of the questions that were asked during my phone conversation with James Barkley as well as my interview questions with the hiring managers of David Monk & John Mills were neither difficult or unexpected. I have been in the Banking Profession for over Twenty Five (25) Years and I can honestly say that this process was by far the smooth and most professional I have ever experienced in my career.1 Answers
Straightforward, honest & completely at ease. At no time did I have the impression that the team was not being completely honest and to the contrary everyone, James, David & John went out of their way to ensure that I was clear on all of there answers to every question I proposed during our time together. The support has continued well after my start date. My recruiter has followed up with me for the purpose of ensuring that everything has gone smooth & to emphasis both himself and HR as always available to aid or assist me both during and after my transition. Less