Citi Reviews

Pros

Instituting & executing high level business strategies and overcoming complex business challenges using experience-backed judgment, strong work ethics and irreproachable integrity Collaborating with: o Stakeholders while keeping them informed of progress and issues in order to manage expectations on all requirements and deliverables o Institutional clients on corporate action events to solicit instructions, reconciles, organizes and distributes all transactions relating to corporate actions, and ensures actions are processed effectively and within established standards in the markets o OEMs authorized dealers and looking after new product launching activities with them o Management in system enhancement functions, inputs, provides testing as needed, and ensured non-breaching of any online trainings / and other activities and so on Creating and sustaining a dynamic environment that fosters the development opportunities and motivates the high performance amongst the team across rest of Maharashtra excluding Mumbai & Vidharbha Facilitating acquisition of high and low net worth clients, understanding their exact requirement and pitching suitable products as per banks best offerings Delivering business of (Currently monthly average volume of 12-14 Crs.) and Pune branch business 20-22 Crs. in Pre Covid 19, including CV / CE, in ROM state Directing portfolio of 3.5 billion for CV/ CE business. Enjoying good relations with all OEMs people for business prospects. Handling retails, high net worth clients, middle size customers, additional responsibility to fund WC, Top-up , ECLG, MSME, Refinance loans to existing clients. Managed NPA ration @ 0.6% and refrain it at minimal level. Responsible for recovery, legal, liquidation of repo stock, Initiation of legal section 9, section 117 arbitration with coordinating with legal team and all-time support to all verticals. Partial Coordination with Trade & Treasury, Citi Commercial, Mortgages, Credit Card, retail banking, Citi Gold Clients and other related verticals. Ensuring maintenance of industry products and consistency to maintain desirable market share at OEMs counters i.e. Ashok Leyland Ltd., Tata Motors Ltd., Bharat Benz, Eicher motors Ltd , Mahindra & Mahindra Ltd etc. and other equipment manufacturers, Puzzolana Limited, JCB, Escort, Volvo, Hyundai, Hitachi , John Deere, Sany etc. Markets and Securities Services relies on global breadth and product depth to provide an enhanced client experience Contributing towards promoting services on Digital platforms and giving the bets services to clients, working on it and management collecting individual views how to execute it on utmost priority, avoid hurdles, insufficiency and backdated systems, and provide world class services to our clientele Ascertaining timely compliance, training, documentation, Non registerable assets original invoices Pdds, updation, ACH mandate in place, On boarding clients screening , file completion, timely dispatch of files as per checklist and all necessary approvals should obtained and documented. Monitoring asset portfolio, ensuring asset delivery on time and communication with dealers in transparent manner, timely action on delinquent portfolio i.e. Eat the time of on-boarding new clients ensure proper due diligence, net of discount lending on proposed asset Preparing each type of MIS, Legal cases status, File dispatch status, vendor payout MIS, weekly/monthly metrics on department’s performance including detailed analysis of any processing, system/industry issues or enhancements Facilitating independent market reference check of ICG and low net worth clients while on boarding, fresh lending tracks and mitigates risk incoming client responses, customer funding, claims processing, payment allocation and corporate action processing Ensuring proactive measurement and safety of all subordinates in Covid 19 pandemic, proper sanitization at work place, if needed RTPCR testing’s, promoting WFH options, wearing mask, maintaining social distancing at work place as well public places, providing transportation facilities and related safety of employees. Registration for vaccination as per Government guidelines on timely basis and so on Working on executing circulars from RBI regulatory time to time basis, to reduce risk of lending, and proper justification of funds utilization, focus on mix up ABF business PSL, strategic refinance, ECLG, MSME ,repurchase, top-up loans, working capital and so on Instituting casual analysis on processes to continuously identify gaps, improvements / system enhancements Class room training to subordinates, Executives, update policy details and revised systems to team and report management as per requirements, focus products, WIRR, PSL lending Cross sales and so on, as per suitable digital platforms to prompt delivery Managing MIS reporting relating to corporate actions, processing accuracy, timeliness, and completeness Actively participating in CSR activities, i.e. blood/ Plasma donations to critical patients, Tree Plantation, Financial help to physical challenged children’s for educations. Hosts panel discussions to Raise awareness of women’s roles in society, at risk Women’s Financials Literacy, Grocery help to needy people and so on, on Noble cause

Cons

Great culture no any other issues for employees

Pros

They provide good salary for freshers and experienced. You also get allowance and other benefits

Cons

Slow career growth, please recognise all.

Pros

Citi has various different business and h nce you have ample of option to keep learning about new business aspect and add value to your career

Cons

Work life balance is the only downside