LCM acquires pools of loans from financial institutions via the COPS strategy and provides new origination through its direct lending fund strategy SOLO. The first strategy, Credit Opportunities, involves buying portfolios of unsecured and secured loans from banks and financial institutions. These portfolios include around 10-15 different asset types - everything from SME performing, re-performing, and non-performing loans, to consumer loans like residential mortgages, credit cards, and student debt. The second strategy, SOLO, focuses on direct origination of smaller, asset-backed performing loans - typically between €5,000 and €5 million - mainly to SMEs and individual borrowers. But what really sets LCM apart though is that it doesn’t just invest in these loans - it also services them in-house across Europe. So this vertical integration means LCM has operational control over the portfolios, which helps manage risk and maximize returns throughout the loan lifecycle.