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Bread Financial

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Bread Financial

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Bread Financial Reviews

Updated 21 Mar 2023

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Found 1,222 of over 1K reviews
4.1
77% Recommend to a Friend
Bread Financial President and CEO Ralph Andretta
91% Approve of CEO

Found 1,226 of over 1K reviews

4.1
77%
Recommend to a Friend
91%
Approve of CEO
Bread Financial President and CEO Ralph Andretta
Ralph Andretta
322 Ratings
Pros
  • "Great work life balance overall(in 69 reviews)

  • "Adequate resources for work from home(in 23 reviews)

  • Cons
  • "work life balance was the problem(in 31 reviews)

  • "less physical separation of upper management from general employees - be comfortable in the contact with all employees no matter who(in 14 reviews)

  • More Pros and Cons
    Pros & Cons are excerpts from user reviews. They are not authored by Glassdoor.
    1. 5.0
      Former Employee, more than 3 years

      Would recommend

      18 Mar 2023 - Anonymous in Bangalore
      Recommend
      CEO Approval
      Business Outlook

      Pros

      As someone who worked for the company for half a decade, my recommendation is coming from years of experience and intimate company knowledge, so you can be sure that it’s trustworthy.

      Cons

      No company is perfect, but BF comes pretty close. I was loathe to leave.

      Continue reading
      Be the first to find this review helpful
    2. 5.0
      Former Employee, more than 3 years

      An employer that values its employees and actually treats them like human beings

      5 Mar 2023 - Senior Analyst in Bangalore
      Recommend
      CEO Approval
      Business Outlook

      Pros

      I loved working here. It was an incredible experience and I know I’d still be with the company today if I hadn’t moved across the country.

      Cons

      I can’t think of a single one. I absolutely loved it here because I was treated like an actual human being.

      Be the first to find this review helpful

      Bread Financial Response

      Thanks so much for taking the time to share your review -- that's a very meaningful statement you made. We're glad you felt the culture we attempt to create here -- treat our people as our most valuable asset.

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    4. 5.0
      Former Employee, more than 1 year

      It's a Great place to work

      13 Mar 2023 - Customer Care Analyst in Bangalore
      Recommend
      CEO Approval
      Business Outlook

      Pros

      Benifits supportive management, overall good place to work and grow in the career.

      Cons

      I don't feel good to list con it's always good experience.

      Be the first to find this review helpful
    5. 5.0
      Current Employee, more than 3 years

      Professional and productive

      26 Feb 2023 - Customer Service Advocate in Bangalore
      Recommend
      CEO Approval
      Business Outlook

      Pros

      The working environment is professional and productive. Room for advancement is there if you prove that you’re able to take on the additional responsibility.

      Cons

      Receiving a promotion takes time, which is fine by me. I’d rather work for an employer that promotes people on a merit basis rather than handing out promotions to favorites.

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      Bread Financial Response

      You make some valid points here and we appreciate you sharing them! Sometimes it does take time to establish yourself in a new company, make an impact, and find the next stepping stone for your career. We definitely make strategic promotions based on merits rather than favoritism. Thanks for joining the team and sharing your experience with others.

    6. 5.0
      Former Employee

      Friendly nature

      10 Mar 2023 - AML Transaction Monitoring Analyst 
      Recommend
      CEO Approval
      Business Outlook

      Pros

      Good Environment and very comfortable to work

      Cons

      Their hire contract base candidates and have very less chances to get permanent

      Be the first to find this review helpful

      Bread Financial Response

      Thanks for the review! We're glad to hear you enjoyed working with us as an Analyst. We hire both full-time permanent associates and occasionally we have the need to hire contractors for specific work on limited-scope projects.

    7. 5.0
      Current Employee, more than 1 year

      Teamwork makes the dream work

      6 Mar 2023 - Anonymous in Bangalore
      Recommend
      CEO Approval
      Business Outlook

      Pros

      I love my team. No one else I’d rather work with.

      Cons

      Win together, lose together. There’s no cons we can’t overcome together.

      Be the first to find this review helpful

      Bread Financial Response

      What a positive mantra! Thanks for sharing what a great team experience you have working at Bread Financial. Glad to have you as a part of the team!!

    8. 5.0
      Current Employee, more than 1 year

      Forward-thinking organization

      16 Feb 2023 - Associate in Bangalore
      Recommend
      CEO Approval
      Business Outlook

      Pros

      Forward-thinking leadership that provides a positive, safe environment for people of all backgrounds. Unlike many large businesses that put on fronts to seem progressive, the leadership at Bread Financial genuinely believes in each and every cause they advocate for.

      Cons

      Bread Financial may not be “perfect” (whatever that means), but they’re constantly taking steps in the right direction. What more could you ask for?

      Continue reading
      Be the first to find this review helpful

      Bread Financial Response

      Thank you for this sincere review! We absolutely agree with you that our leaders have their hearts in the right place and are pushing initiatives for the right reasons... to make us all better and provide a superior product in the market in an ethically responsible way. We are involved in a lot of community initiatives to give back to those we care about and allow our associates to give gifts to the non-profits they care about too. Thank you for this review -- it's something we know but that not every associate includes in a review!

    9. 3.0
      Current Employee, more than 3 years

      Good Company

      8 Mar 2023 - Anonymous Employee in Bangalore
      Recommend
      CEO Approval
      Business Outlook

      Pros

      Good Work life Balance and Salary.

      Cons

      Limited learning and no promotions.

      Be the first to find this review helpful

      Bread Financial Response

      Glad to hear that you liked the work-life harmony and your compensation package working with us! We're surprised to hear you mention limited learning opportunities as we encourage our associates to take advantage of our comprehensive catalog of career and skill development resources, including free access to LinkedIn Learning. We also encourage internal career mobility and offer several programs to help you grow in your current role, move into different roles, and learn new skills with job training!

    10. 5.0
      Current Employee, more than 3 years

      Collections Specialist Review

      22 Feb 2023 - Collections Specialist in Bangalore
      Recommend
      CEO Approval
      Business Outlook

      Pros

      Bread Financial is the best place I’ve ever worked! I can make my own hours, the pay is spectacular, everyone I’ve interacted with has been very kind, and most important of all: I enjoy what I do.

      Cons

      There are 0 downsides to working here.

      Be the first to find this review helpful

      Bread Financial Response

      Well, there you have it, folks! Best review ever!! Thanks so much for adding this review. We're glad to hear you love making your own hours and are thrilled with the compensation. Perhaps the best aspect is having caring colleagues that help you enjoy what you do every day! So happy you've found your home with us!

    11. 5.0
      Former Employee, more than 3 years

      It was a worthwhile experience

      15 Feb 2023 - Senior Analyst in Bangalore
      Recommend
      CEO Approval
      Business Outlook

      Pros

      As someone who worked for the company in the capacity of senior analyst, I would say it was a worthwhile experience that challenged me and pushed me to grow and hone my skills further than I ever could have alone.

      Cons

      My experience was overwhelmingly positive and I have nothing negative to say.

      Be the first to find this review helpful

      Bread Financial Response

      Excellent -- we're glad to hear you learned a lot while working with us! We wish you the best of luck in your future endeavors!

    Viewing 1 - 10 of 1,226 Reviews
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    Bread Financial Reviews FAQs

    Bread Financial has an overall rating of 4.1 out of 5, based on over 1,273 reviews left anonymously by employees. 77% of employees would recommend working at Bread Financial to a friend and 69% have a positive outlook for the business. This rating has improved by 11% over the last 12 months.

    According to anonymously submitted Glassdoor reviews, Bread Financial employees rate their compensation and benefits as 4.3 out of 5. Find out more about salaries and benefits at Bread Financial. This rating has improved by 11% over the last 12 months.

    77% of Bread Financial employees would recommend working there to a friend based on Glassdoor reviews. Employees also rated Bread Financial 4.0 out of 5 for work life balance, 4.2 for culture and values and 3.8 for career opportunities.

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    Glassdoor has 1,273 Bread Financial reviews submitted anonymously by Bread Financial employees. Read employee reviews and ratings on Glassdoor to decide if Bread Financial is right for you.