As you've heard already, there are many. The Executive decision to combine the two different worlds of the company have been extremely disheartening for us agents. There are now FAR fewer opportunities for advancement with this combination. Things continue to change without ample notice or discussion. Going from not knowing what is happening to an immediate change is quite difficult to deal with. I've been here for many, many, years and stayed because of the culture and family atmosphere. But I fear these benefits no longer outweigh the feeling of disappointment, stress, and confusion that have dominated my mind over these last few months. I fear my remaining time with the company is growing short.