The management...all of it. The C-level execs, VPs, and senior managers are all stuck in an old way of thinking. There is no room for growth and the hours are long. There is way too much work and mgmt does not care. If you enjoy working 60+ hours a week, multitasking over 20 projects at a time, and being old to hurry up you are too slow...AgFirst is for you. Take a hard look at the positive reviews and you will see most are from interns and those that have been at the bank less than a year. Anyone with more than 2 years at AgFirst will tell you to run away. Most of the people I joined with are gone and were replaced with contractors before I left.