Unreasonably expensive insurance benefits. Reduced PTO plan because it was "too generous". No paid holidays or sick time - so if you have a family be prepared to use all of your vacation time for these two things and never actually get to take a vacation! Significantly reduced Bonus Plan earning potential AND increased required productivity to earn - costing their Top Sellers 10's of thousands of dollars in payouts per year. High turnover, and lack of ability to acquire new talent in all departments due to poor benefits/pay package.