Pros
You get to familiarise with the core credit card building process.
Cons
Many. They're artificial and shallow and political. Like below, most positive reviews seem to be artificial and posted by the company itself. For example 2 REVIEWS have been posted on 6th July 2017 itself!!!!! Simple coincidence???? The latest positive review, that has been posted by someone on 11th Feb 2018, comes on the heels of the most negative review on 19th Jan 2018! Like this, most positive reviews come immediately after negative reviews, while the negative reviews have some appreciable gap between themselves. It seems someone at the company is tracking these reviews and beautifying up Crif's OTHERWISE HELLISH REALITY. Anyways, my main point was that Crif is actually much worse than it seems from the overall rating. Don't go for Crif. You will spoil your mental balance.