Pros
They did have plenty of capital but most is gone and the company is losing 60 million per year.
Cons
Bad Management, Bad Plan, horrible communication, capital is in trouble. Failed an FDIC exam, investors will not fund anymore capital.
Leaders are quacks. I mean Walter davis (looks like homer simpson) is so strange. No everyone will not just run and bank with you. You must offer good products at market rates. This bank wil crash and urn. Get out now. Hey if you do not believe me look at the Call report.
Not sure way the press gives these guys a pass. In three years the company was going to be 5.0 billion. Company was 2.2 billion but it is now only 1.7 billion. Capital is gone and the fat lady will sing this time next year. Investors--change horses now and maybe you can save some of your money. Bad news investors cannot sale bank until 2016 and must continue to fund capital needs. --Coming next year.
Hey get me a room temperature glass of water and bring in my Throne.