Penny wise and pound foolish - Anonymous employee EarnIn Employee Review

2.0
17 Mar 2020
Anonymous employee
Recommend
CEO approval
Business outlook

Pros

Smart, kind employees who joined the company because they believe in the mission and are willing to do the hard work to get there.

Cons

People operate on fear and the culture is one where failure, rather than success is expected. It's a really hard environment to feel confident and valuable in. Lots of decisions are made without any thought towards the consequences and effects on employees. It's a penny wise and pound foolish organization where pride, ego, and emotion drive decision making.

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EarnIn Response
6y
Thank you for leaving us your feedback. We are sorry to hear that your experience was not a positive one. We are glad that you found Earnin employees to be smart and kind; we agree they are very smart, super kind, and working hard to achieve our mission to level the financial playing field. And while we do have extreme pride in what we are doing, we try to do this without ego. As a culture that values a growth mindset, we will take your feedback into consideration to help us learn and grow. We wish you the best.

Explore other reviews about EarnIn

5.0
12 Apr 2026
Recommend
CEO approval
Business outlook

Pros

Great work culture. CEO on the floor and accessible always

Cons

No clear AI roadmap to grow

2.0
27 May 2026
Anonymous employee
Recommend
CEO approval
Business outlook

Pros

Benefits are 4/5! Just the standard in tech but not exceptional. Great and talented people working mid-level and entry-level roles at the company.

Cons

Top leaders tend to be highly political and biased. The organizational structure is strongly rooted in connections and often feels like a family business, if you’re not “family,” you’re disposable. Promotions are slow, and there is a lack of transparency around career growth, which has led to the loss of strong talent. !! Customers do not come first.

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