Great mission overshadowed by incompetent C-Suite - Anonymous employee EarnIn Employee Review

1.0
18 Aug 2020
Anonymous employee
Recommend
CEO approval
Business outlook

Pros

The mission is a real one and the impact has the potential to truly help the financially underserved

Cons

Where to start. The major issues of Earnin all stem from the inexperienced, incompetent and bullying leaders that have no business in the roles they’re in. The fact that these hires happened in the first place is concerning (how does the board approve these people?!), but then that these “leaders” continue to hold such positions after proving time and time again that they can’t do the job is ludicrous. Additionally, there is no accountability by said leaders and they continuously push blame onto their team and direct reports, rather than actually trying to learn how to do their role and or manage a team. Not to mention leadership doesn’t actually do any work and treats their employees like dogs to cover the fact they have no idea what they’re doing, favoring those subordinates that are lazy but tow the line by being obsequious rather than actually creating value.

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EarnIn Response
5y
We are sorry to hear that you didn't have the best experience here at Earnin. We thank you for the time you spent with us contributing to our mission to build a financial system that works for people. Earnin sincerely wishes you the very best in your future endeavors.

Explore other reviews about EarnIn

5.0
12 Apr 2026
Recommend
CEO approval
Business outlook

Pros

Great work culture. CEO on the floor and accessible always

Cons

No clear AI roadmap to grow

2.0
27 May 2026
Anonymous employee
Recommend
CEO approval
Business outlook

Pros

Benefits are 4/5! Just the standard in tech but not exceptional. Great and talented people working mid-level and entry-level roles at the company.

Cons

Top leaders tend to be highly political and biased. The organizational structure is strongly rooted in connections and often feels like a family business, if you’re not “family,” you’re disposable. Promotions are slow, and there is a lack of transparency around career growth, which has led to the loss of strong talent. !! Customers do not come first.

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