Pros
I was in the Agency Distribution channel, as captive agent. Lots of training! Both product and sales skills building available. Career Development Program, allows you to work part-time, if you choose. Career Development Program is a part-time contract hire program for max of 26 weeks.
Cons
CDP is an unpaid position. You are required to sell insurance and/or annuities (min requirement: 5 core product contracts, with gross production of $5000 to $10000.) However, the commissions are held in trust for you until you complete the program, so you need to have income from some other source to survive the program. You must provide your own leads and referrals. The official position of the company is that they will not provide (offer to sell you) clients leads, until you graduate CDP and become a full time Agent.