Company is a scam and they are misleading seniors by offering free walmart gift cards to entice them to get an insurance quote. These leads are not serious people even looking for insurance they just say anything to get people to call in and ask for an insurance quote even though all they think is that they will get a free gift card. This company is built on sand and will fail just look at all the negative reviews! They had many complaints on BBB too. Its a nightmare of a company and soon as the previous owners found a way to get people calling for their free gift card at a consistent pace they turned around and sold the company to Prudential! Prudential is a bunch of morons the stick rate of customers is very low and they use misleading marketing tactics to get them in the door so the clients end up canceling. Total scam!!!!!!!