Pros
-Nice area; high-rise building with nice view - Fast turn around times for loans, processing and underwriting in the same building - Friendly employees - Great place to learn if you are new to the industry. Develop your mortgage knowledge and sales ability. You will essentially be cold calling for 8 hrs a day, so what better way to learn!?
Cons
If you're a call center rep (Junior Mortgage Banker), your working area will be a small step up from the average boiler room setup; don't expect to have any personal space :) Your sole responsibility will be to dig up and transfer dead leads. Work hard and be a "company man/woman" but do not be naive-DO NOT volunteer to work weekends, stay late, etc. Just hit your numbers for a few months then DEMAND a promotion. If they refuse, just walk. Take your skill-set elsewhere. -They no longer will pay for licensing -You will not be trained to be a complete loan officer if you are promoted, only an app-taker, otherwise known as "residential credit analyst" -Dead leads, plenty of bad #'s, renters, mobile homes, etc. They only call in CA.