Pros
You get real scope fast and can easily ship to new users.
The mission (helping people build credit without a traditional score) is easy to believe in, and you talk to users who genuinely needed it.
Small, sharp team., and Leadership is candid about the numbers and where the company stands.
Cons
It's a startup, so priorities shift and the hours run heavy around launches. If you need a predictable 9-to-5, the pace takes some adjustment.
A few processes (onboarding docs, internal tooling) are still being built out as the team grows.