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This Covid-19 pandemic has brought upon an enormous loss not only to human lives but our businesses and economy too. Due to preventive lockdowns enforced globally, the businesses have taken a great hit and the smart move is to plan for the changing world. The need of the hour is to evolve our business accordingly in order to survive in these turbulent times. If the people/consumer cannot come to your business, then you have to take your business to them. However, in order to achieve this there are few challenges for any Bank or Financial Institution;