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We are excited to welcome Narendra Babu, Mohit Bedi and Vineet Sethi to our India leadership team. Our senior leaders Mohit Gopal and Sudhir Sehgal who have played key roles in our growth will now lead in larger roles. This new business #leadership team will steer us to achieve our vision of developing a full-stack tech-led digital financial services platform to serve the needs of India's merchants, banks and consumers.