I applied online. The process took 2 weeks. I interviewed at Bread Financial (Albuquerque, NM) in Nov 2016
Interview
Smooth, 1 phone interview, 2 interviews with the senior leadership team that is on site. They give you a tour first in order to show you the type of working environment and explain that the interview process is a two-sided coin, they want to ensure you are interviewing them as much as they are interviewing you, thus to ensure they make a right fit decision.