Pros
The training program for this company is phenomenal and far beyond that of their competitors like AFLAC where they give you a book and say good luck. Before you hit the field on your own you go to Sales School which is where you learn the skills you need to become a successful salesman. After you complete Sales School you go out in the field with your District Manager and they will provide you with your initial on-the-job-training which continues to refine your salesmanship. Over the next 6 months your District Manager will meet with you one-on-one on a weekly basis and check in with you frequently to assist with any issues or to provide guidance. If you are lucky enough to work out of the Rapid City area you will have the pleasure of working for Dean Mueller who is a phenomenal leader and mentor. Combined Insurance employees you as a W-2 employee as opposed to contracting you as a 1099 business. You are regularly provided with leads from the company which is great. You can work residential, ranches, and businesses in the field or now at home. This gives you to access to their health and supplemental insurances along with 401K. The first 6 months you work for them you get a base salary and earn commissions on top of that. The earned commission percentage increases at 3 months and again at 6 months where your base salary discontinues. Monthly bonuses are very achievable as are their quarterly and annual trips. The culture at Combined Insurance is fantastic too. They expect you to be successful both professionally and personally. I am very fortunate to be a member of the Combined Family.
Cons
Like any sales job, you get out of it what you put into it. You are provided with all of the tools you need to succeed but this job is not for everyone.