Pros
Large recognizable company. There are people there to help teach and train you about the insurance industry.
Cons
If you want to be an agent there are a lot of lifetime quotas. You need to make sure to read the contract thoroughly before signing. For example, the clause that if you don't make it as a full time agent after X amount of years than you will need to pay back Farmers all subsidy they gave to you in the beginning is on the contract somewhere. I have known starting agents who signed the contract without realizing that there was this part on the contract. High pressure from District Offices for you to become an agent. What they tell you is very different from the realities of becoming an agent. To succeed as a full time agent you will need to put in a lot of time and money. Very low success rates. In addition, the company is constantly creating new rules and regulations which affects agents ability to find new customers. Sometimes, the customer service department for agent are not sure of the rules and not able to help agents.