No substance, mostly lies - Tier IV Agent HealthMarkets Employee Review

They consistently promise the world, and fail to deliver. Management takes half your commissions to support their failed management system, while offering nothing useful in return. This top-heavy model You are potentially locked into a contract w them limiting your ability to go elsewhere. You are unable to choosw which products to sell, and instead are forced to represent whatever pays management the most. FAR, FAR, FAR less opportunity for a hard worker than simply being an independent agent.