Pros
Flexibility, your own hours, some sales training
Cons
-They just make you push whole life insurance and disability insurance the whole time. -The sales training you get is how to call people and read off of the scripts they give you so you can do "joint-work" with a veteran rep and split commission. -Very minimal done in terms of "financial advising". -They take advantage of you and will make money off of you regardless if you stay or go and they couldn't care less. -They will charge you for everything possible if you leave(they intentionally don't fire you so they can charge you when you quit) -If any policy you had and gave to them when you left cancels/reverses then you have to pay them back your commission even after quitting (anything from a year back). I quit a few months ago and still owe thousands of dollars to them because of this. -Advisors are very fake and disingenuous as are the Managing Directors and partners. Very high turnover rate and low satisfaction. I was hired with a group of 20, only 3 or 4 still work there after 6 months. -If you don't have conviction in selling whole life insurance then don't do this job.