No real substance in the company - Anonymous employee ONCI Employee Review

* Innovative and uniquely positioned fintech - learnt more here in my first 12 months than in my past 6 years in my previous job * Mission-driven company (solving the "missing middle") with incredible client traction * Incredible opportunity and responsibility given, with ability to grow with the company

* As a growing startup, often doing things for the first time - so requires ability and desire to go beyond scope of role

- Some of the smartest people you'll ever meet - Extremely hard working people - Ambitious people - Culture of high risk tolerance - will give upstart young players a chance - Extremely competitive nature - can rub the wrong people the wrong way -- can be very fun for others - Outgoing, friendly people (for the most part)

- Legacy culture is a bit slow moving in its shift without someone really making impact (which has happened of late) - Not the most affirmative confirmation -- not very compliment heavy culture (for the most part)