I found this company to be a total ripoff. I was relocating from another state when I spoke to a recruiter and agreed to come onboard. The recruiter charged me $325 as a fee to get "licensed" with FFG. When I move to CA the manager who was to be here ended up not being here. I went weeks before I was assigned another manager. Then after spending time with him I was told I would not get any leads until I had set appointments on my own and went on 8-10 appointments with him. I told him the main reason I took this job was I was told " our agents get 6-10 appointments a week, preset, so you can focus on selling, not prospecting>' Based on that premise I agree to the upfront fee. To get into the company and then find out they not only lied to me but would not refund my money is a big disappointment. I would tell anyone looking to work here to (1) not surrender a dime. You will never get it back and 2) be ok with going out and finding business before you ever get a lead. As you would suggest I saw a great deal of turnover while I was here.