Approve or rejecting the loans based on the eligibility and repayment tracks and over financial behaviour of the customer. Analysing the cibil and repayments history of an individual to fund more.
It was pretty smooth process with only one round of interview. They asked me why i am i looking for job change and then why i want to work for HDFC Bank
I applied online. The process took 1 week. I interviewed at HDFC Bank (Chennai) in Feb 2024
Interview
it was a entry level interview,the question asked was only tell me about ur slef and i got selected as cheif credit manager , and within a month i left the job.
I applied online. I interviewed at HDFC Bank (Ahmadnagar) in Aug 2023
Interview
I Applied by mail and got call directly from area credit manager with out any prior information. HR and partner round is taken by same person. Question are related to ratios and their practical applications.
Interview questions [1]
Question 1
What is debt Service coverage ratio and what it's depicts?