International Corporates (“IC”) is a crucial business vertical within Corporate & Investment Banking (“CIB”). They not only manage Bank's relationships with large corporations but they also assist to overcome challenges our clients may face and help them meet their financial and business objectives.

Credit Analyst is part of the Credit Portfolio Analytics team supporting IC business. The role of Associate requires self driven candidate who will actively engage with Coverage/Global Account Manager/ Global Banking and risk approvers on preparation of the full credit application package covering limit proposal and all relevant risk types (credit risk, fraud risk, sanction risk, sustainability/climate risk, transaction risk, etc.). This also involves ongoing risk monitoring responsibilities. The candidate will work closely with the wider credit analysts team, coverage, product partners and Risk team within the Bank’s policy framework.

Key stakeholders

• Should be professionally qualified to perform role of a credit analyst i.e. CFA, MBA, Chartered Accountant with minimum 9 years of relevant work experience.
• Education: CA/ CFA/ MBA
• Training: Prior Credit Analyst Experience
• Languages: Professional Competency in English

• Strong analytical ability (credit analysis)
• Working knowledge of Industries covered (industry sector understanding)
• Working knowledge of companies/ clients covered
• Working knowledge of macro economic and regulatory environment in India
• Strong Verbal & Written Communication Skills in English
• Well organized, able to multi-task and balance competing demands
• Support/ cultivate// mentor junior team members

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.