We are now looking for new Credit Officers to support our Nordic markets, primarily Norway, Sweden and Denmark. For the right candidates with the relevant language skills, there may also be opportunities to support the German and Finnish markets. In this role, you will make well-grounded credit decisions, champion customer satisfaction, and help us refine how we work. This is more than processing applications; it’s about safeguarding our reputation for transparency and fairness.

About the role:

As a Credit Officer, you will be part of a close-knit team of Credit Officers and a Team Manager. Together, you handle credit assessments, advise customers, and collaborate with colleagues across NOBA, including Customer Service, AML, and Fraud. You will review loan applications, manage payment files, and review credit cards and limit-increase applications. You will also contribute to developing best practices and training new team members. Your analytical work will be balanced with customer interaction, giving you a well-rounded understanding of our operations.

We are constantly evolving, and your role will evolve too. You will have the opportunity to deepen your expertise in credit and branch out into related areas such as AML, Fraud Prevention, and customer experience. NOBA culture values openness, trust and diversity. Everyone is seen, heard and respected, and we recognize that different backgrounds and perspectives enrich our workplace. You will join at a time when we’re building new processes and investing in our people, so your ideas will be heard.

Main tasks:

• Assess credit applications for loans, credit cards and credit lines, and make responsible lending decisions.

• Evaluate customers’ creditworthiness using data and judgement.

• Handle customer inquiries related to credit applications across various channels.

• Manage payment files.

• Contribute to process improvements and help develop best practices.