Everything that glitters is not gold - Manager AIG Employee Review

2.0
23 Nov 2011
Recommend
CEO approval
Business outlook

Pros

Agla offers a starting salary for 17 weeks (very minimum salary), great benefits (little pricey), FANTASTIC products for life and supplemental health (competitive prices and great coverage), (annuities are useless), Flexible work schedule, Executive management appears to be very top class (from what we get to know), full office set up provided, all supplies furnished, underwriting for the most part is great few mistakes here and there. Nice incentive trips if you qualify. Computer provided for writing apps (business use only), Some existing clients to work with, not to say you dont have to do a lot of cold calling, but some help.Overall just another average insurance sales job and getting more so everyday.

Cons

Sporatic micromanagement, nothing consistant, (one week your a business person the next your a child reporting your every move), 100% commission after 17 weeks salary, bonus' are paid on production levels and persistancy. Highly unattainable and seriously fluctuating, compensation plan that is very complicated. Mid-Management is highly incompetent..nothing more than task masters, push, push, push. Management by intimidation rather than motivation or inspiration. "What have you done for me lately" mentality. High turnover. No set guidelines or requirements for promotions, contest, or recognition. It varies from district to district. There are no set Company rules for these. Mostly "who you know". Lots of promises..little delivery. Contest promoted, you push and win...no payout. You must have a lot of contacts (100+) before you start. You are required to call family, friends and all contacts to sell them insurance. Quality leads are not provided. They do offer a flexible schedule, however if you want to follow their "plan for success", that if you follow you should be successful, now that requires 80 hrs per week.

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5.0
11 Jun 2026
Recommend
CEO approval
Business outlook

Pros

The 401(k) matching contribution is excellent.

Cons

Commuting to New York City four days per week. The schedule does not allow for remote work.

3.0
22 Jun 2026
Recommend
CEO approval
Business outlook

Pros

AIG pays well. Pretty good benefits package & bonus structure.

Cons

The work is wild at AIG! Also, there are ALOT of people at AIG so, everybody has to weigh in on everything you do...keeping you bottlenecked in your work flow. AIG is not the place for a brand new, entry level adjuster breaking into the commercial space and they pretty much only hire experienced people HOWEVER, it does not matter-management will not trust your experience therefore, there is little to no autonomy! You will find yourself touching the same thing 3 or 4 times because your always waiting on permission or someone else's opinion on something, etc. You got to get permission to send for conflict check, got to get an opinion to answer a demand, a tender, an ROR ltr. .. they pounce on defense counsel's hourly rate to be cheap with them which makes them work w/less efficiency...dragging the claim out so they can get their billable hours. You will work your fingers to the bone for that good pay & you will be frustrated and exhausted, ALL THE TIME!...The environment is pretty stuffy w/a very high stress level, (especially with long time AIG employees who definitely drink the "kool-aid" and think they are hot stuff). They will keep you in dumb meetings on your claims all the time presenting your claims with everyone scared to make a decision plus, they never want to pay the claims, they are cheap as hell. They will make you have to scramble at a mediation to get more money even though you told them what you needed when they forced you to present the same claim to 3 different people before the mediation date. To me, management are glorified overseers who still handles the claim...they just tell you what to do or, they come behind you and second guess everything. And, they are trying to enforce 3 days in-office a week (which is hell for ATL traffic) plus, it's crowded on the elevator (which seems to get stuck more often than what I am comfortable with) and trying to find a desk when everyone decides to come in at the same time. It's a good temporary move....if you need the advanced commercial experience and/or want to reset your pay...stay for 1-2 yrs then, go somewhere else with work from home and a little more professional autonomy.

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