Pros
Great people in the company and positive management
Cons
There are a handful of extremely wealthy agents that put people into a managed money platform they know under performs and IA's with terrible caps. This small group of advisors have huge amounts of contracts under them that they do not service and have never met, but their tenure allows the renewals and enrollment to pay them quite nicely. New agents receive picked over books and eventually leave, when they do, the business is rolled up to the select few. I have seen partnerships that the new person does basic enrollments and the tenured hand picks the clients with assets. Rinse repeat, until you have agents making 24k and the select few making $500k+ and there are no friends in those trenches.