Pros
not a single one to be found
Cons
- they lie to your face during the interview process, denying up and down that you'll be cold calling which is in fact exactly what you'll be doing - they require you to pay for your training which no legitimate employer should ever do - once they have your money (the recruiters and some mid to upper management at the branch get bonuses for how many new heads they get in the door) they will exploit you as free labor to make hundreds of hopeless calls to trim the list of their crappy leads down to who is actually still alive, not on the DNC list, etc. etc. What do they care if you succeed as the one in a million who can actually make sales through cold calling or not? Its not like they invested anything in you apart from a three day orientation where they had to pay one guy to speak to a room of fifty or more hopefuls who got duped and drank the kool aid. - shameless scare tactics are taught under the guise of "sales techniques." when i say shameless I mean it, they even told me to not take no for an answer seven times before giving up and to not be afraid to get kicked out of a person's home. who wants to make a living doing that? Seriously, this was one of the biggest mistakes of my entire life. I invested close to $1,000 on taking the insurance licensing class, paying for other online courses, buying supplies and gas money from driving all over the place (none of which they reimburse you for) and a month later I had nothing to show for it besides a smaller bank account than when I got hired since it is 100% commission. In fact the one promising appointment I had booked my first week they tried to take from me since their pyramid scam requires all new agents for the first month or two to go on all appointments hand in hand with a senior agent. Since I didn't book enough appointments to make the management team happy they demanded I turn over what little chance I had to make money over to the senior agent assigned to me for the following day so he could run them by himself. They literally tried to steal from me. Insane. They say its set up that way so the experienced agent can mentor you but really you are just there to make extra calls for the senior agents at no cost to them. The deal is you are supposed to book the appointments, then the senior agent does all the talking and you just sit back and observe and learn and if the senior agent makes the sale you split the commission 50/50. In reality the twelve hour days I put in making literally 1,000 phone calls over three days did little more than to give a senior agent a few more opportunities to make money. The scam is that with their contracting there is a clause that states if a new agent doesn't get a certain amount of sales after three months they are not offered the opportunity to stay on board with the company, so any commissions split by them just get turned over completely to the senior agent. Total pyramid scheme.