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RMS estimates that insured losses for Florence are between USD 2.8 billion to USD 5 Billion. Through this hurricane, we see yet another large inland flood event that exposes the protection gap for flood insurance in the U.S. as NFIP take-up rates are less than 1% for the vast majority of non-coastal counties in the North & South Carolinas. http://glassdoor.com/slink.htm?key=vQrGA