The base pay needs to be re-evaluated especially for people living in large metro areas. Needs to be a smoother transition from new hire to when you get your book of business built bc the training pay is peanuts. You must have savings to cover you for a minimum of 2 months before you accept the job because you are basically getting paid just your base pay. Once you hit premium tier, the commission structure is kind of weird in that you are incentivized to “sandbag” sales to maximize commissions.