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Job Summary
The Homeowners Insurance Property Inspection Analyst supports underwriting operations by reviewing and evaluating property inspection reports, images, and related data to assess insurability and risk exposure. This role plays a critical part in underwriting decision making by ensuring properties meet underwriting guidelines, regulatory standards, and carrier risk appetite.
Key Responsibilities:
Review property inspection reports, photographs, aerial imagery, and third-party data
Evaluate property condition, construction, occupancy, and hazard exposures
Identify underwriting risks related to roof condition, exterior maintenance, electrical, plumbing, and safety hazards
Apply homeowners underwriting guidelines to determine risk acceptability
Recommend underwriting actions such as approval, referral, or non-renewal
Collaborate with Underwriters to support new business, renewals
Document observations, findings, and underwriting decisions clearly and accurately
Ensure compliance with company policies, state regulations, and carrier guidelines
Meet productivity and quality benchmarks while maintaining accuracy
Support continuous process improvements in inspection review and risk assessment
Required Qualifications:
Bachelor’s degree or equivalent work experience in insurance or related field
1–4 years of experience in homeowners’ insurance underwriting, inspections, or property risk assessment
Strong understanding of personal lines homeowners’ insurance principles
Knowledge of underwriting guidelines related to property conditions
Experience reviewing property inspection reports or loss control data
Excellent analytical and decision-making skills
Strong attention to detail and documentation accuracy
Proficient in MS Office tools and underwriting systems
Preferred/Optional Qualifications:
Experience with third-party inspection vendors and aerial imagery tools
Prior underwriting authority or referral experience
Knowledge of ISO forms and underwriting compliance
Key Skills & Competencies:
Technical Skills: Property inspection review, risk evaluation, underwriting systems
Analytical Skills: Risk identification, judgment-based decision making
Communication Skills: Clear written documentation and stakeholder coordination
Behavioral Skills: Time management, adaptability, ownership, and quality focus
Location
Pune
Job Function
BUSINESS PROCESS SERVICES
Role
Process Agent
Job Id
410830
Desired Skills
Insurance - Policy Administration - Property and Casualty
The minimum salary is ₹3L and the max salary is ₹5L.
₹3L – ₹5L/yr (Glassdoor Est.)
₹4L
/yr Median
Pune
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